Patient Payment Plans:


Sharper Image Loan: Our Sharper Image Loan's low rates make elective surgery more affordable — and its fixed rates ensure that your payment will never increase!

  • Interest Rates as low as 11.49%
  • Terms up to 60 months
  • Loan Amounts up to $25,000 or 3 times gross monthly income of primary applicant whichever is less.
  • To be eligible to apply for this loan the applicant must either live, work or pray in San Diego or Riverside County.

Click here to apply

We offer No Interest (same as cash) payment plans for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history. Here is more information regarding the lenders that we work with:

Point Loma Credit Union

(858) 495-3400
Toll-Free: (888) 495-3400
Fax Number: (858) 495-3416
Email:infocntr@plcu.com

Sharper Image Loan:

  • *Interest rates as low as 10.99% APR*
  • *Finance up to $25,000
  • *No payment for 30 days after funding

Eye and cosmetic surgeries are usually not covered by insurance and most physicians require payment prior to surgery. Even if they accept credit cards, why pay those high interest rates when you can now get a SHARPER IMAGE Loan from Point Loma for as low as 10.99% Annual Percentage Rate.* APR = Annual Percentage Rate. Rates and terms are subject to change. Lighthouse Relationship Pricing discounts also available.

Reliance Medical Finance

Reliance has been a trusted provider of cosmetic surgery financing for more than a decade. They have helped thousands of customers significantly improve their lives through cosmetic, elective, and plastic surgery. Reliance is a direct lender, which allows them to provide you with efficient, reliable, and flexible services and options.

We offer No Interest (same as cash) payment plans for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history.  Here is more information regarding the lenders that we work with:

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CareCredit

  • With CareCredit financing, there are no up-front costs and no pre-payment penalties
  • CareCredit covers operations anywhere from $1,000 to $25,000
  • CareCredit provides No-Interest Payment Plans for 3, 6, 12, and 18 months, as well as Extended Payment Plans with interest rates starting at 9.90%.
Click here to apply

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Chase Health Advance

Patients can apply for surgical financing up to $12,000. Their plans range anywhere from 24 months “same as cash” up to as long as 48 months with interest. Chase’s fixed interest rates range from 13.99% to 27.99% depending on the credit history of the applicant.

Click here to apply

Our patient financing program is Powered by www.eMedicalLending.com .

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